Walmart Credit Card Benefits Information and Details…

By | January 3, 2020

Walmart Credit Card Benefits – Currently, there are two Walmart Credit Cards that are available on the market. There is the Walmart Credit Card that can only be used to make purchases at Walmart stores and online at Walmart.com (within the limits of your credit line). And, there is the 

Walmart MasterCard that is also offered by Walmart. You can use the Walmart MasterCard at any location that accept MasterCard as a form of payment in addition to your purchases made in Wal-Mart stores and Walmart.com The benefits of having the Walmart Credit Card and Walmart MasterCard vary from card to card.

Easy Application Process

The application process is very simple and straightforward. You can easily apply for either one of the cards online. You may also choose to submit an application in person while checking out at any of the Wal-Mart retail store locations. You can submit your application at any store register for approval.

Many cashiers will ask if you would like to use your Walmart card at the end of the transaction. If you tell them that you don’t have one, they will ask if you would like to apply for the card. If you’re approved, the plastic card will be sent to your address and you will receive a Temporary 24 Hour Shopping Pass that you can use for purchases at the store.

$0 Annual Fee

Both cards are issued by Synchrony Bank and they do not charge an annual fee for using the cards.

$0 Fraud Liability

You have Zero Fraud Liability Protection on purchases made with your card without your knowledge or consent. The $0 Fraud Liability protection serves as a safety measure just in case if your credit card is lost or stolen and then used without your permission or authorization.

Free FICO Credit Score

As a credit card holder you have the option to enroll in electronic statements program which will allow you to receive a Free FICO Credit Score every month. 

The Free monthly FICO Credit Score report can be a very helpful tool when in comes to understanding your current credit rating.

Gas Discounts

You can save money at participating Walmart and Murphy USA gas stations on you gasoline purchases. You are required to use your Walmart Credit Card as the form of payment at the time of your purchase in order to qualify for the discount. The discount applies to the retail price for gasoline and cannot be combined with other member discounts. This offer is subject to change without notice and in some states the discount may show up as a credit on a cardholder’s next billing statement.

Free to Add Authorized Users

You have the ability to add authorized users to the account and you can request additional cards at no extra cost to you. Please know that you are responsible for any purchases charged to your account by the authorized users.

Special Financing Offers

You may be eligible to benefit from special financing offers ranging anywhere from 6 months to 24 months depending on the purchase price and your available credit limit at the time of the transaction.

EMV Microchip Technology

This is another safety feature to help prevent your credit card information from falling into the wrong hands. The embedded microchip contains encrypted information that prevents thieves’ attempts to copy and counterfeit your credit card.

As you can see, there are a lot of Walmart Credit Card Benefits that are offered to the account holders. You can use all of the information that we provided in this article to better understand all of the benefits of having the Walmart Credit Card or Walmart MasterCard so that you can easily decide whether or not they are the right choice for you.

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